Related Research
We invite you to take time to read the following analysis that preceded the formation of the Office of Affordable Housing Research.
Mortgage Revenue Bond Program Analysis
The following research initiated the creation of OHFA's Office of Affordable Housing Research. Dr. Stephanie Moulton analyzed data from more than 20,000 borrowers who used loans funded through Mortgage Revenue Bonds (MRB) in Ohio, Indiana and Florida. The analysis contains details on lender participation in MRB programs, income and credit needs of borrowers, mortgage sustainability and how the MRB program increases the affordability of homeownership in certain lending environments.
- Mortgage Revenue Bond Program Analysis (860 KB Adobe PDF File)
The Truth About Homebuyer Education and Counseling
There is significant correlation between homebuyer education and counseling and sustainable homeownership. Explore the various formats of homebuyer education being used and the effectiveness of the counseling resources available. — Written by Dr. Stephanie Moulton
- Homebuyer Education and Counseling (303 KB Adobe PDF File)
Executive Summary: Mortgage Revenue Bond Program Use in Ohio (includes maps)
Close to 6,700 low- and moderate-income homebuyers were given the financial assistance they needed to purchase homes through the Mortgage Revenue Bond (MRB) Program in 2008. Take an in-depth look at the most popular areas in Ohio where OHFA's program is used. — Written by Dr. Stephanie Moulton
- Ohio Mortgage Revenue (1.64 MB Adobe PDF File)
Appalachian Set Aside Review
The Ohio Housing Finance Agency (OHFA) contracted with Ohio University's Voinovich School of Leadership and Public Affairs to conduct the Appalachian Set Aside Review. The Appalachian Set Aside Review was a study of the twenty-nine Appalachian counties in Ohio with the goal of learning about the barriers to the development of subsidized rental housing in the region.
- Appalachian Set Aside Review (1.25 MB Adobe PDF File)