avoiding foreclosure 
In addition to the Ohio Housing Finance Agency, many other local, state, and federal organizations and agencies serve as resources for affordable housing issues. Please review the following links and information to find a solution that can meet your specific needs and help you avoid foreclosure.
Save the Dream
Learn how Ohio’s Foreclosure Prevention Effort can help you stay in your home.
OHFA Resources
OHFA's Foreclosure Prevention Fact Sheet provides information on working through the foreclosure process as well as foreclosure prevention resources.
Other Resources
The following organizations can help you avoid foreclosure. Be cautious of counseling services that ask you to pay fees.
Homeownership Preservation Foundation
Call 1.888.995.HOPE to speak with a counselor at this nationwide assistance center. Phone lines are open 24 hours a day.- U.S. Department of Housing and Urban Development (HUD)
The HUD web site offers a list of approved counseling organizations available by state. Visit www.hud.gov/counseling or call 1.800.569.4287 to find the counseling organization nearest you. - Hope for Homeowners
The Hope for Homeowners Program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD’s Federal Housing Administration (FHA). 
Making Home Affordable
Learn how you can receive help from President Obama's plan to refinance or modify mortgages.
- Federal Foreclosure Resources
Find links to federal agencies and organizations that may be able to help you. - Ohio Treasurer’s Office Foreclosure Intervention Resources
The State Treasurer's web site offers helpful information on foreclosure related issues, including an interactive map of Ohio to help you find resources available in your county.
The following nonprofit organization was formed to help homeowners facing foreclosure find alternative pet housing.
- No Paws Left Behind
Whether it is temporary foster care, a No-Kill shelter, or pet friendly housing options, No Paws Left Behind helps distressed borrowers with relocation options for their pets during the foreclosure process.
Additional Tips
Before you fall behind on your mortgage payments, call your lender and explain your situation. Your lender may be able to offer you a solution.
If you have already missed payments or have received a foreclosure notice, contact a HUD-approved counseling agency and/or seek legal counsel.
