welcome to ohfa 
From rental to homeownership assistance, the Ohio Housing Finance Agency (OHFA) helps Ohio’s first-time homebuyers, renters, senior citizens, and others find quality, affordable housing that meets their needs. OHFA’s programs also support developers and property managers of affordable housing throughout the state. Whether you are a renter or homebuyer, a developer, or a property manager, find out how OHFA’s programs can help you.
Our new video highlights the Agency's impact on communities across the state. It shows the people whose lives have been positively affected by the work OHFA does each day.
ohio hardest-hit fund launching September 27
OHFA submitted an amendment to the Ohio HHF plan highlighting a comprehensive, statewide strategy to help unemployed and underemployed Ohioans avoid foreclosure. View the plan's amendment submitted to the U.S. Department of Treasury.
need help now?
If you are behind on your mortgage or struggling to afford your monthly payments, don't wait - help is free. Call the Save the Dream Ohio hotline at 888.404.4674 today. Visit the Save the Dream Ohio website to learn more.
office of affordable housing research
The mission of the Office of Affordable Housing Research is to advance affordable housing policy through research, project development and management, data analysis, and engaging stakeholder collaborations.
Visit the new OAHR website to learn more.
mortgage Rates
First-Time Homebuyer &
Target Area Loan Programs
4.75% mortgage rate (unassisted)
5.25% mortgage rate with down payment assistance grant
4.75% repayment information here
4.50% Ohio Heroes mortgage rate (unassisted)
5.00% Ohio Heroes mortgage rate with down payment assistance grant
american recovery
and reinvestment act
The American Recovery and Reinvestment Act (ARRA) was signed into law on February 17, 2009. The Act included two funding sources for housing tax credit projects: the Tax Credit Assistance Program and the Tax Credit Exchange. Find the latest information on the ARRA tax credit programs.
